AA Lares Insurance Services is your one-stop shop for all your commercial auto insurance coverage needs. We offer great rates and expert help to Big Rigs drivers, as well as those in business with smaller operations or larger fleets.
Trucking Insurance Agency Designed For Big Rig Truck Drivers
Are you in charge of a trucking company? Having insurance coverage is a requirement for operating a trucking business. We know a thing or two about insuring big rigs because that’s all we do. When you use an insurance agency like ours, you’ll be able to get numerous quotes from different carriers, which will help you choose the best price. We only work with carriers that have an A+ rating, so you can rest easy knowing that you will be secured every day and can focus on running your business.
Who Needs Big Rig Insurance?
It is important for every person that owns a commercial vehicle to have insurance that will financially cover accidents in the event that it happens, as well as most likely even accidents caused by weather conditions. It is not only the owner who will benefit from having the right kind of insurance, but also his/her employees who are driving on behalf of him/her. They are entitled to protection under most commercial trucking clauses in the current policy.
The industry where one usually drives big rigs predominantly includes transportation of goods over long distances, delivery of goods locally over shorter distances, and transporting.
How Much Coverage Do You Need?
The best insurance coverage for your big rig truck will be determined by the type of use you’ll be using it for. Typically, large trucks are used in three major types of industries: property transport, small business, and consumer goods transportation. The type of coverage you need will depend on the nature of the business that is being conducted with the truck.
- Commercial Auto Liability (Also called Primary Liability and Trucking Liability): Covered for bodily injury or property damage caused to others by your use of the insured vehicle.
- Physical Damage Coverage: The cost to repair or replace your vehicle in the event it is damaged or stolen.
- Motor Truck Cargo Coverage: Covers the direct physical loss to property while in transit, loading or unloading.
- Bobtail Coverage: Damage to your truck caused by collision, theft, vandalism, or natural disaster. A truck that does not have an attached trailer.
- Non-Trucking Liability Coverage: When you are using your truck for non-business purposes and are under a lease. (Commonly known as bobtail or unladen)
- General Liability: Third-party property damage and bodily harm.
