Get to Know Lares Insurance

A family-owned independent agency in Orange County, protecting California families and businesses since 2000.

It Started With One Office in Orange

AA Lares Insurance Services opened in Orange in 2000. It started small and family-run, built around a simple idea: people deserve to understand what they're buying. Twenty-six years later, that hasn't changed. The name on the door is still the family behind it.

We grew the way good local agencies do, one referral at a time. Clients sent their parents, their neighbors, and their business partners. Today we serve individuals and businesses across six states from two Orange County offices. The scale is bigger, but the conversation is the same one we've always had.

What We Stand For

Three principles have guided this agency since the first policy we wrote. They still decide how we handle every quote, renewal, and claim.

We aren't tied to one insurance company, so our recommendation is based on your needs, not sales targets. If another carrier is a better fit, that's who we'll recommend.

Insurance policies are dense by design. We translate the coverage, the exclusions, and the numbers so you can make a decision you actually understand.

This agency grew because clients recommended us to people they care about. That standard shapes how we handle every conversation, long after the policy is issued.

When Was the Last Time Anyone Reviewed Your Policy?

Rates shift. Carriers pull back. Your life changes. A quick coverage review takes minutes and often uncovers gaps, or savings, you didn't know were there. There's no cost and no obligation.